Vivek Annamalai, as the Founder of Scorex360 Consultancy, brings over 25 years of extensive experience in credit risk management within the financial services sector. His expertise spans across consumer lending, commercial lending, and investment products, making him a versatile leader in the field. At Scorex360,...
Vivek Annamalai, as the Founder of Scorex360 Consultancy, brings over 25 years of extensive experience in credit risk management within the financial services sector. His expertise spans across consumer lending, commercial lending, and investment products, making him a versatile leader in the field. At Scorex360, Vivek spearheads innovative projects that focus on the development and implementation of sophisticated scorecards tailored for the entire credit life cycle. This includes critical phases such as lead generation, prescreening, preapproval, account origination, account management, and collections and recovery.
Under Vivek's leadership, Scorex360 has successfully delivered transformative solutions that enhance risk assessment and decision-making processes for clients across various industry verticals, including credit cards, vehicle loans, personal loans, and educational financing. His proficiency in advanced analytical techniques, such as decision trees, logistic regression, predictive modeling, and neural networks, allows him to create robust models that accurately forecast losses and optimize portfolio management.
Vivek's commitment to excellence is evident in his ability to deliver path-breaking results under tight schedules, ensuring that clients not only meet regulatory requirements, such as Basel II, but also achieve sustainable growth. His exceptional communication skills enable him to convey complex concepts clearly, fostering collaboration and understanding among stakeholders. As a thought leader in credit risk and risk management, Vivek Annamalai continues to drive innovation at Scorex360, positioning the firm as a trusted partner for organizations seeking to navigate the complexities of credit risk in an ever-evolving financial landscape.