Vijaya Ramakrishna is a seasoned Commercial Relationship Manager at SunTrust Bank, bringing over 26 years of extensive experience in the financial services industry. In her role as Vice President, Vijaya specializes in targeting companies with annual sales revenues ranging from $1 million to $20 million,...
Vijaya Ramakrishna is a seasoned Commercial Relationship Manager at SunTrust Bank, bringing over 26 years of extensive experience in the financial services industry. In her role as Vice President, Vijaya specializes in targeting companies with annual sales revenues ranging from $1 million to $20 million, where she leverages her deep understanding of commercial banking to deliver tailored cash flow solutions. Her expertise encompasses a wide array of financial products, including working capital lines of credit, equipment financing, and commercial mortgages for both owner-occupied and investment properties.
Vijaya excels in sourcing and managing client relationships, where she employs her analytical skills to discover and structure innovative financial solutions that meet the unique needs of her clients. Her proficiency in navigating the bank approval process ensures that her clients receive timely and effective support for their commercial lending requirements. Additionally, she is adept at identifying prospects for business term loans, lines of credit, and a full suite of Small Business Administration (SBA) products, as well as deposit and treasury management services.
Her comprehensive skill set includes small business lending, credit analysis, underwriting, and portfolio management, making her a valuable asset to both her clients and SunTrust Bank. Vijaya’s commitment to fostering strong relationships with management teams allows her to provide strategic insights that drive business growth and financial stability. As she continues to lead key projects within the bank, her focus remains on delivering exceptional service and innovative solutions that empower businesses to thrive in a competitive landscape.
