As the Chief Operations Officer and head of Capital Markets at Highlands Residential Mortgage, Ltd., Steve Peters brings over 25 years of extensive experience in the mortgage industry, focusing on Operations, Risk Management, and Capital Markets. His role is pivotal in overseeing the operational framework...
As the Chief Operations Officer and head of Capital Markets at Highlands Residential Mortgage, Ltd., Steve Peters brings over 25 years of extensive experience in the mortgage industry, focusing on Operations, Risk Management, and Capital Markets. His role is pivotal in overseeing the operational framework of the organization, ensuring compliance with Fannie Mae and Ginnie Mae guidelines, and maintaining robust investor relations. Steve's advanced knowledge in capital markets enables him to effectively manage interest rate risk, a critical component in today’s fluctuating financial landscape.
Under his leadership, Highlands Residential Mortgage has embarked on several key projects aimed at enhancing operational efficiency and optimizing loan sales to Government-Sponsored Enterprises (GSEs) and secondary investors. His expertise in product development has led to the introduction of innovative mortgage solutions that cater to a diverse clientele, while his strong background in quality control and compliance ensures that all processes meet stringent regulatory standards.
Steve is also responsible for developing comprehensive policies and procedures that not only streamline operations but also facilitate monthly risk analysis, allowing the organization to proactively address potential challenges in the mortgage market. His skills in mortgage banking, underwriting, and credit risk management position him as a leader in the industry, driving strategic initiatives that contribute to the overall growth and stability of Highlands Residential Mortgage. With a commitment to excellence and a keen understanding of market dynamics, Steve Peters continues to shape the future of mortgage operations and capital markets within the organization.
