Sandra Darget is a dedicated Mortgage Loan Processor at First State Bank, a prominent community bank in southeastern Michigan. With a comprehensive understanding of the mortgage lending landscape, Sandra plays a pivotal role in ensuring the seamless processing of various loan types, including Conventional, FHA,...
Sandra Darget is a dedicated Mortgage Loan Processor at First State Bank, a prominent community bank in southeastern Michigan. With a comprehensive understanding of the mortgage lending landscape, Sandra plays a pivotal role in ensuring the seamless processing of various loan types, including Conventional, FHA, VA, MSHDA, and construction loans. Her expertise lies in meticulously gathering and verifying essential documentation, which is crucial for maintaining data integrity and facilitating informed loan decisions by underwriters.
At First State Bank, Sandra is instrumental in managing the intricate details of each loan application. She efficiently orders and reviews all necessary verifications, such as Verification of Employment (VOE), Verification of Deposit (VOD), and Verification of Rent (VOR), ensuring that all conditions are met for a smooth underwriting process. Her keen eye for detail extends to reviewing title commitments, where she identifies and addresses any required conditions to secure the first lien position.
In addition to her technical skills in consumer lending and construction loans, Sandra's role encompasses a broader understanding of banking operations, including treasury management and home equity loans. Her commitment to delivering exceptional service aligns with First State Bank’s mission to provide personalized banking solutions to its customers. As a key player in the Loan Center in Sterling Heights, Sandra not only contributes to the bank's growth but also fosters strong relationships with clients, guiding them through the mortgage process with expertise and care. Her dedication to excellence and her comprehensive skill set make her an invaluable asset to the First State Bank team.
