Ramon Estevez is a seasoned professional in Credit, Risk, and Operations Management, currently serving as the Director of Underwriting at High Impact Financial Analysis. With over 20 years of extensive experience across domestic and international banking sectors, Ramon has honed his expertise in commercial credit...
Ramon Estevez is a seasoned professional in Credit, Risk, and Operations Management, currently serving as the Director of Underwriting at High Impact Financial Analysis. With over 20 years of extensive experience across domestic and international banking sectors, Ramon has honed his expertise in commercial credit operations, making him a pivotal figure in driving the company's underwriting line of business, which accounts for an impressive 56% of overall revenue. His bilingual capabilities enhance his effectiveness in navigating diverse markets and fostering strong relationships with clients and stakeholders.
In his current role, Ramon has spearheaded numerous initiatives aimed at enhancing operational sustainability and client retention. By implementing strategic measures such as establishing minimum annual fees, extension fees, and service standards, he successfully increased revenue by 80% while simultaneously reducing staff turnover. His commitment to mentorship and ongoing one-on-one meetings has cultivated a culture of continuous improvement and professional development within his team, ensuring that they remain aligned with the company's core values.
Ramon's proficiency in pricing strategy, risk management, and credit analysis is complemented by his adeptness in problem loan management and debt consolidation. He leverages advanced tools such as Business Objects Data Integrator, Crystal Reports, and Visual Basic for Applications (VBA) to streamline processes and enhance data-driven decision-making. As a leader who thrives on collaboration and innovation, Ramon Estevez continues to make significant contributions to High Impact Financial Analysis, positioning the organization for sustained growth and success in an ever-evolving financial landscape.
