Michael Negro serves as the Director of Consumer Risk at Ford Credit, where he plays a pivotal role in shaping and executing risk management strategies across North America. With a robust background in financial services, Michael leads the Consumer Risk Organization, overseeing critical areas such...
Michael Negro serves as the Director of Consumer Risk at Ford Credit, where he plays a pivotal role in shaping and executing risk management strategies across North America. With a robust background in financial services, Michael leads the Consumer Risk Organization, overseeing critical areas such as Originations and Collections strategies, Risk Model Ownership, and Electronic Decisioning performance. His expertise in statistical data analysis and process improvement allows him to enhance operational efficiencies while ensuring compliance with credit reporting standards.
Under his leadership, the team has successfully implemented innovative risk assessment models that not only streamline decision-making processes but also optimize the customer experience. Michael's commitment to quality process improvement is evident in his strategic initiatives that leverage agile methodologies to adapt to the ever-evolving financial landscape. He also interfaces with investors regarding Ford Credit's Asset Based Securities programs, demonstrating his ability to communicate complex risk strategies effectively.
In addition to his North American responsibilities, Michael oversees risk management operations for Ford Credit in Europe and China, showcasing his global perspective and adaptability in diverse markets. His academic achievements, including an MBA from the University of Massachusetts and an MS from Michigan State University, underscore his analytical prowess and strategic mindset. With a keen focus on e-learning and user personas, Michael is dedicated to fostering a culture of continuous improvement and professional development within his team, ensuring that Ford Credit remains at the forefront of consumer risk management in the automotive finance sector.
