Karine Balouka serves as a Vice President in Global Credit Portfolio Management at Credit Suisse, where she leverages her extensive 20 years of international experience in private and retail banking across France, Luxembourg, and Switzerland. In her current role, Karine is instrumental in overseeing the...
Karine Balouka serves as a Vice President in Global Credit Portfolio Management at Credit Suisse, where she leverages her extensive 20 years of international experience in private and retail banking across France, Luxembourg, and Switzerland. In her current role, Karine is instrumental in overseeing the credit portfolio, ensuring that data integrity and reporting standards are upheld. Her expertise in credit analysis and financial analysis allows her to provide insightful development analyses to Senior Management, the Risk Management Committee, and various stakeholders, including regulators and external auditors.
Karine's proficiency in legal documentation and deal structuring is vital as she collaborates with loan agents, lawyers, and underwriters to navigate complex credit transactions. She excels in articulating enhanced comments and analyses on portfolio risk assessments, offering a comprehensive outlook on the risk profile that informs strategic decision-making. Her ability to elaborate on credit portfolio analytics and risk views not only strengthens the organization’s risk management framework but also fosters transparency and accountability in regulatory reporting.
Adept in team collaboration, Karine embodies adaptability and flexibility, essential traits in the dynamic financial landscape. Her skills in finance and credit management are complemented by a deep understanding of mortgage loans and regulatory compliance, positioning her as a key player in Credit Suisse's commitment to maintaining a robust and resilient credit portfolio. Through her leadership, Karine continues to drive initiatives that enhance portfolio performance while mitigating risks, ensuring sustainable growth for the organization and its clients.