José Torá serves as the Risk Management Principal Officer at IDB Invest, where he plays a pivotal role in overseeing the financial institutions and capital markets risk team. With a seasoned background in both bank and non-bank financial sectors, fintechs, and investment funds, José brings...
José Torá serves as the Risk Management Principal Officer at IDB Invest, where he plays a pivotal role in overseeing the financial institutions and capital markets risk team. With a seasoned background in both bank and non-bank financial sectors, fintechs, and investment funds, José brings a wealth of expertise in credit risk management and portfolio analysis. His extensive experience encompasses structured transactions involving receivables, payables, and small and medium-sized enterprises (SMEs), allowing him to navigate complex financial landscapes with precision.
In his current role, José is instrumental in supporting the origination, execution, and monitoring of innovative financial products across the region. He provides independent technical credit risk assessments for IDB Invest financings, ensuring that potential risks are identified and addressed proactively. His keen analytical skills enable him to pinpoint sensitive areas that may impact the organization’s portfolio, while his strategic insights facilitate the development of effective solutions tailored to mitigate these risks.
José's broad international experience enhances his ability to engage with diverse markets, particularly in emerging economies where he leverages his knowledge of asset-backed securities (ABS) and financial structuring. His commitment to integrating environmental, social, and governance (ESG) considerations into risk management practices underscores his forward-thinking approach. As a leader in market outreach and new business development, José is dedicated to fostering sustainable growth and enhancing the resilience of financial institutions in the region, making him a key asset to IDB Invest and its mission to promote economic development.
