John Witterschein serves as the Senior Vice President of Consumer Lending at Bethpage Federal Credit Union, where he has established himself as a transformative leader in the financial services sector. With a robust background in consumer and residential lending, John has successfully directed the strategic...
John Witterschein serves as the Senior Vice President of Consumer Lending at Bethpage Federal Credit Union, where he has established himself as a transformative leader in the financial services sector. With a robust background in consumer and residential lending, John has successfully directed the strategic build-out of product management capabilities and credit risk analytics, which have been pivotal in driving significant growth for the credit union. Under his leadership, Bethpage has experienced an impressive compound annual growth rate (CAGR) of approximately 20% in loan production and portfolio balances, underscoring his expertise in developing profitable lending portfolios.
One of John's key initiatives has been the enhancement of digital and call center channels, aligning with Bethpage's commitment to a strong digital presence and innovative advertising strategies. This initiative has resulted in a remarkable 400% increase in loan applications, showcasing his ability to leverage technology and data analytics to optimize customer acquisition and engagement. His proficiency in AI technology for prudent risk management further distinguishes him as a forward-thinking executive in the consumer lending landscape.
John's skill set encompasses a wide range of competencies, including strategy development, email and direct marketing, online advertising, and business development. His experience in e-commerce and lead generation has been instrumental in driving Bethpage's growth trajectory, while his P&L accountability ensures that all initiatives align with the organization's financial goals. As a highly accomplished lending executive, John Witterschein continues to shape the future of consumer lending at Bethpage Federal Credit Union through innovation, strategic foresight, and a commitment to excellence.