Javier Amaran serves as a Commercial Credit Senior Portfolio Manager at M&T Bank, where he leverages his extensive expertise in finance and credit risk management to facilitate the credit needs of a diverse clientele. With eight years of experience in the finance industry, Javier has...
Javier Amaran serves as a Commercial Credit Senior Portfolio Manager at M&T Bank, where he leverages his extensive expertise in finance and credit risk management to facilitate the credit needs of a diverse clientele. With eight years of experience in the finance industry, Javier has honed his skills in underwriting commercial real estate requests and managing complex loan portfolios. His role involves guiding new loan applications from initial deal screening through to approval, ensuring that each transaction aligns with the bank's risk appetite and regulatory standards.
Javier’s commitment to excellence is evident in his proactive approach to credit monitoring. He ensures a seamless transition for new customers into internal monitoring programs, allowing for ongoing assessment of credit risk and the implementation of necessary adjustments to safeguard the bank's interests. His ability to adapt quickly to changing market conditions and customer needs has been instrumental in driving process improvements within his team.
In addition to his technical skills in financial reporting and forecasting, Javier excels in leadership and communication, effectively collaborating with cross-functional teams to align on strategic objectives. His proficiency in tools such as PowerPoint enhances his ability to present complex financial concepts clearly and persuasively to stakeholders. As a dedicated professional, Javier is not only focused on achieving results but also on fostering strong relationships with clients, ensuring that their financial needs are met with the utmost care and diligence. His passion for continuous learning and development further positions him as a valuable asset to M&T Bank and the broader finance community.