As the Director of Retail Credit Risk at Oriental, Fernando Herrera plays a pivotal role in shaping the lending landscape for both retail and small business segments. With a wealth of experience garnered from various positions across the banking sector, Fernando has developed a comprehensive...
As the Director of Retail Credit Risk at Oriental, Fernando Herrera plays a pivotal role in shaping the lending landscape for both retail and small business segments. With a wealth of experience garnered from various positions across the banking sector, Fernando has developed a comprehensive understanding of financial risk management, credit adjudication, and loan origination processes. His current role involves overseeing the entire lending and adjudication processes, ensuring that they align with the organization's strategic goals while maintaining robust risk management practices.
Fernando's expertise in financial risk and credit risk is complemented by his strong skills in team building and executive management. He leads a dynamic team dedicated to enhancing the efficiency of the lending process, implementing innovative strategies that not only streamline operations but also improve customer satisfaction. His commitment to fostering a collaborative environment encourages team members to share insights and develop solutions that address the evolving challenges in retail lending.
One of Fernando's key projects involves the integration of advanced analytics into the credit assessment process. By leveraging data-driven insights, he aims to refine risk assessment models, enabling more accurate decision-making and reducing default rates. Additionally, his focus on business development ensures that Oriental remains competitive in the marketplace, exploring new opportunities for growth while maintaining a strong emphasis on responsible lending practices. Through his leadership, Fernando Herrera continues to drive the organization forward, balancing risk and opportunity in an ever-changing financial landscape.
