Erin Ensign serves as a Vice President and Commercial Underwriter at Seacoast Bank, where she leverages her extensive expertise in the financial services industry to drive impactful lending decisions. With a robust background in Commercial Real Estate Lending and C&I Lending, Erin is adept at...
Erin Ensign serves as a Vice President and Commercial Underwriter at Seacoast Bank, where she leverages her extensive expertise in the financial services industry to drive impactful lending decisions. With a robust background in Commercial Real Estate Lending and C&I Lending, Erin is adept at underwriting a diverse portfolio that includes owner-occupied real estate, construction projects, and commercial loans. Her role involves conducting thorough financial analyses and due diligence, ensuring that each loan opportunity aligns with the bank's risk appetite and strategic objectives.
One of Erin's key responsibilities is to perform in-depth annual reviews of complex companies and industries, synthesizing her findings into comprehensive presentations for senior management. This critical function not only supports informed decision-making but also enhances the bank's overall portfolio management and credit risk assessment processes. Erin's strong finance acumen is complemented by her skills in financial structuring and valuation, which enable her to craft tailored solutions that meet the unique needs of clients while safeguarding the bank's interests.
In addition to her underwriting duties, Erin is passionate about fostering relationships with stakeholders and clients, ensuring that all parties are aligned throughout the lending process. Her commitment to excellence in credit analysis and financial risk management positions her as a trusted advisor within Seacoast Bank, contributing to the institution's reputation for reliability and integrity in commercial lending. As she continues to navigate the evolving landscape of financial services, Erin remains dedicated to delivering value through strategic insights and innovative financial solutions.
