David Shin serves as a Vice President at Barclays Investment Bank, where he plays a pivotal role in leading Credit Risk Underwriting and Credit Risk Analysis for US Asset-Backed Securities (ABS) Securitization and Asset Finance transactions. His primary focus lies within the Consumer ABS verticals,...
David Shin serves as a Vice President at Barclays Investment Bank, where he plays a pivotal role in leading Credit Risk Underwriting and Credit Risk Analysis for US Asset-Backed Securities (ABS) Securitization and Asset Finance transactions. His primary focus lies within the Consumer ABS verticals, encompassing sectors such as auto loans and leases, consumer loans, marketplace lending (MPL), fintech solutions, student loans, credit cards, timeshares, and handset financing. David's expertise extends to esoteric ABS and Commercial Mortgage-Backed Securities (CMBS), where he evaluates complex transactions like aircraft leasing, data centers, and triple net leases.
In his current role, David is instrumental in driving the underwriting process, ensuring that risk assessments are thorough and aligned with Barclays' strategic objectives. His proficiency in project management and process improvement allows him to streamline workflows and enhance operational efficiency, ultimately leading to better decision-making and risk mitigation. With a strong foundation in mortgage lending and real estate investing, David brings a comprehensive understanding of the financial landscape, enabling him to navigate the intricacies of structured lending effectively.
David is also adept in utilizing advanced analytical tools, including Visual Basic for Applications (VBA) and Microsoft Office, to support his credit rating assessments and financial modeling. His commitment to excellence in asset-backed securitization positions him as a key contributor to Barclays' success in the competitive investment banking sector, where he continuously seeks innovative solutions to meet the evolving needs of clients and the market.
