David Januzik serves as a Senior Vice President and Senior Relationship Manager at Umpqua Bank, where he leverages his extensive experience in the banking industry to deliver tailored financial solutions to commercial clients. With a robust background in portfolio management, commercial mortgages, and credit analysis,...
David Januzik serves as a Senior Vice President and Senior Relationship Manager at Umpqua Bank, where he leverages his extensive experience in the banking industry to deliver tailored financial solutions to commercial clients. With a robust background in portfolio management, commercial mortgages, and credit analysis, David is adept at navigating the complexities of commercial lending. His role involves not only addressing the credit and deposit needs of middle-market companies but also actively engaging in business development activities to foster new client relationships.
David's expertise in structuring, underwriting, and implementing diverse credit solutions allows him to provide invaluable financial advice to both existing and prospective customers. His approach is characterized by a deep understanding of each client's unique financial landscape, enabling him to craft customized lending strategies that align with their business objectives. Whether it’s facilitating asset-based lending, managing lines of credit, or guiding small business lending initiatives, David's commitment to excellence ensures that his clients receive the highest level of service.
With a Bachelor of Science in Finance from California State University-Northridge, David combines academic knowledge with practical experience to drive results. His strong sales acumen, coupled with a strategic mindset, positions him as a key player in Umpqua Bank's mission to empower businesses through innovative financial solutions. As he continues to build and maintain relationships within the commercial banking sector, David remains dedicated to enhancing the financial health and growth potential of his clients.
