Andreza Guimaraes serves as the Coordenadora de Risco de Crédito at Creditas, where she plays a pivotal role in shaping the company's risk management strategies. With over a decade of experience in the financial sector, Andreza has honed her expertise in credit risk assessment and...
Andreza Guimaraes serves as the Coordenadora de Risco de Crédito at Creditas, where she plays a pivotal role in shaping the company's risk management strategies. With over a decade of experience in the financial sector, Andreza has honed her expertise in credit risk assessment and portfolio management, making her a key asset to the organization. Her current responsibilities include the modeling and monitoring of IFRS9 models, which are essential for ensuring compliance with international financial reporting standards.
In her role, Andreza has successfully spearheaded the creation of the portfolio projections area and the expected loss provisioning framework, aligned with regulations such as Bacen 2682 and 4966. This involves not only the development of innovative IFRS9 models but also the continuous monitoring and adaptation of these models to meet evolving regulatory requirements. Her analytical skills, particularly in Python and SQL, enable her to derive actionable insights from complex data sets, which she uses to guide business units and finance teams in making informed decisions.
Andreza is also instrumental in presenting findings and updates at company forums, ensuring that all stakeholders are aligned on risk management strategies and portfolio performance. Her proficiency in Microsoft Excel and VBA further enhances her ability to create sophisticated financial models and projections. With a strong foundation in negotiation and management, Andreza is adept at fostering collaboration across departments, driving a culture of risk awareness and proactive management within Creditas. Her commitment to excellence not only contributes to the company’s financial health but also positions Creditas as a leader in the credit risk landscape.
