Roberta Martinez serves as a Senior Underwriter at Imperial Bancorp LLC, where she leverages her extensive expertise in various mortgage products, including Conventional, Portfolio, FNMA, FHLMC, HAMP, Jumbo, Non-QM, Hard Money, and Subprime loans. In her current role, Roberta is not only responsible for underwriting...
Roberta Martinez serves as a Senior Underwriter at Imperial Bancorp LLC, where she leverages her extensive expertise in various mortgage products, including Conventional, Portfolio, FNMA, FHLMC, HAMP, Jumbo, Non-QM, Hard Money, and Subprime loans. In her current role, Roberta is not only responsible for underwriting Non-QM and Portfolio mortgage loans but also plays a pivotal role in managing a diverse team of over five underwriters, both offshore and onsite. Her leadership ensures that the underwriting process is efficient and compliant with corporate and secondary market investor standards.
Roberta's strengths in risk assessment, income and credit analysis, and collateral review have earned her consistent accolades for the timely and accurate completion of compliant loan packages. This meticulous attention to detail has been instrumental in facilitating volume growth while maintaining the quality of the book of business. Her ability to examine loan documentation for accuracy and completeness in a prior approval environment showcases her commitment to finding solutions and rendering sound underwriting decisions.
In addition to her technical skills, Roberta excels in quality assurance and risk management, ensuring that all loans adhere to stringent lending and underwriting guidelines. Her proficiency in cash-flow analysis and working with first-time home buyers further underscores her versatility in the mortgage industry. With a strong focus on time management and effective communication, Roberta is not only a key player in her organization but also a trusted resource for investors navigating the complexities of the lending landscape.
