Ray Hosseini is a seasoned banking professional with over 25 years of experience, currently serving as the Vice President and Healthcare Business Banking Relationship Manager at U.S. Bank. In this pivotal role, Ray leverages his extensive background in sales, operations, and administration to provide tailored...
Ray Hosseini is a seasoned banking professional with over 25 years of experience, currently serving as the Vice President and Healthcare Business Banking Relationship Manager at U.S. Bank. In this pivotal role, Ray leverages his extensive background in sales, operations, and administration to provide tailored financial solutions to small-to-medium-sized healthcare practices, including dental, medical, veterinary, and urgent care facilities. His specialty focus encompasses a wide array of services, such as practice lending, real estate finance for owner-users and investors, and equipment financing, which are essential for the growth and sustainability of healthcare providers.
Ray's expertise in acquisition, expansion, start-up, buy-in, buy-out, and debt refinancing positions him as a trusted advisor to his clients. He is adept at navigating the complexities of SBA 504 and 7(a) loans, ensuring that healthcare practitioners have access to the necessary capital to thrive in a competitive market. His commitment to process improvement and financial planning enables him to deliver innovative banking products tailored to the unique needs of healthcare professionals.
As a consistent team leader and top producer, Ray has cultivated strong relationships within the local market, enhancing U.S. Bank's reputation as a go-to financial partner for healthcare businesses. His skills in business development, treasury management, and asset-based lending further bolster his ability to drive growth and profitability for his clients. With a keen understanding of operating expenses and a passion for coaching, Ray is dedicated to empowering healthcare practitioners to achieve their financial goals while navigating the ever-evolving landscape of the healthcare industry.
