Michelle Cardenas serves as a Senior Regulatory Examiner at Stearns Lending (NMLS #1854), where she plays a pivotal role in ensuring that the organization adheres to the complex landscape of financial regulations. With a robust background in business operations and a strong foundation in compliance,...
Michelle Cardenas serves as a Senior Regulatory Examiner at Stearns Lending (NMLS #1854), where she plays a pivotal role in ensuring that the organization adheres to the complex landscape of financial regulations. With a robust background in business operations and a strong foundation in compliance, Michelle is adept at conducting thorough compliance reviews and audits. Her expertise lies in meticulously analyzing Loan Estimates and Closing Disclosures, ensuring that all fees are accurately placed and that timing requirements are met in accordance with regulatory standards.
In her current role, Michelle leverages her extensive knowledge of compliance regulations to identify irregularities and implement corrective measures, thereby safeguarding the integrity of the lending process. Her bilingual proficiency in English and Spanish enhances her ability to communicate effectively with diverse stakeholders, fostering a collaborative environment that prioritizes compliance and customer service.
Michelle's commitment to professional development is evident in her continuous engagement with industry best practices and regulatory updates, which she integrates into her work to enhance operational efficiency. Additionally, her skills in public speaking and community outreach allow her to effectively educate both internal teams and external partners about compliance requirements, further solidifying Stearns Lending's reputation as a trustworthy financial institution. As a dedicated finance professional with a focus on business applications, Michelle Cardenas exemplifies the qualities of leadership and integrity that are essential in the ever-evolving financial services industry.
