Levent Ozbilek serves as a Senior Credit Officer and Senior Vice President at Prosperity Bank, where he plays a pivotal role in shaping the bank's commercial lending strategies across the Dallas-Fort Worth region. With an impressive loan approval limit of $5 million, Levent is responsible...
Levent Ozbilek serves as a Senior Credit Officer and Senior Vice President at Prosperity Bank, where he plays a pivotal role in shaping the bank's commercial lending strategies across the Dallas-Fort Worth region. With an impressive loan approval limit of $5 million, Levent is responsible for reviewing and approving a diverse range of loans, including those in the areas of Acquisition, Development, and Construction (ADC), Commercial Real Estate (CRE), and Commercial & Industrial (C&I) sectors. His extensive 15 years of experience in Commercial Portfolio Risk Management equips him with a keen understanding of the intricacies involved in assessing credit risk, particularly within the dynamic Oil & Gas market and Consumer Mortgage Lending.
In addition to his hands-on loan approval responsibilities, Levent actively monitors the commercial portfolio to ensure compliance with the bank's risk appetite, policies, and regulatory requirements. His expertise in financial risk modeling, particularly in the context of the Allowance for Loan and Lease Losses (ALLL), enables him to provide valuable insights that guide the bank's credit policy and lending practices. Levent's background in bank mergers and acquisitions over the past 13 years further enhances his ability to navigate complex financial landscapes, making him a vital asset in strategic decision-making processes.
Levent's proficiency in mortgage banking, team management, and credit risk assessment allows him to lead his team effectively while fostering a culture of compliance and excellence. His analytical skills, combined with a deep understanding of tax returns—including personal and partnership tax returns—position him as a trusted advisor within the bank. As he continues to drive Prosperity Bank's commercial lending initiatives, Levent remains committed to balancing growth opportunities with prudent risk management, ensuring the bank's long-term success in a competitive financial environment.
