Carlos Ayala serves as the Director of Business Development at SMART LIVING FINANCIAL, where he leverages his extensive background in technology and compliance to drive innovative financial solutions. With a career that began as a Programmer Analyst at Hewlett Packard, Carlos has cultivated a unique...
Carlos Ayala serves as the Director of Business Development at SMART LIVING FINANCIAL, where he leverages his extensive background in technology and compliance to drive innovative financial solutions. With a career that began as a Programmer Analyst at Hewlett Packard, Carlos has cultivated a unique blend of technical expertise and strategic insight, managing Worldwide Applications Operations and evolving into the development of enterprise solutions. His transition into Internal Audit in 1999 marked a significant pivot, allowing him to focus on compliance and risk management, culminating in his certification as a Certified Information Systems Auditor (CISA) from 2001 to 2015.
At SMART LIVING FINANCIAL, Carlos is at the forefront of developing bank-leverage strategies that empower clients to enhance their retirement savings. His role involves identifying key market trends and client needs, particularly in the wake of the COVID-19 pandemic, which has heightened awareness around the importance of life insurance and living benefits. Carlos is instrumental in driving key projects that integrate innovative financial products designed to foster wealth growth and provide peace of mind for clients.
His diverse skill set, encompassing software design, IT operations, international management, and compliance, enables him to navigate complex regulatory environments while ensuring that SMART LIVING FINANCIAL remains at the cutting edge of the financial services industry. Carlos’s commitment to excellence and his ability to bridge technology with business development make him a pivotal figure in the organization's mission to deliver transformative financial solutions.
