Saman Hamzeh serves as the Lead Data Scientist and Senior Vice President in Risk Management at Regions Bank, where he plays a pivotal role in enhancing the bank's credit risk management strategies. With a robust background in credit risk modeling and analytics, Saman leads the...
Saman Hamzeh serves as the Lead Data Scientist and Senior Vice President in Risk Management at Regions Bank, where he plays a pivotal role in enhancing the bank's credit risk management strategies. With a robust background in credit risk modeling and analytics, Saman leads the Ascentium Data Science and Analytics team, which was instrumental in integrating Ascentium Capital's portfolio into Regions Bank's corporate banking department. His expertise in developing and implementing sophisticated credit risk models, particularly the Ascentium Behavioral Model (ABM v1.0), has significantly improved the bank's ability to assess and mitigate credit risk.
Saman's proficiency in machine learning techniques, including neural networks, decision trees, and gradient boosting algorithms like XGBoost and Random Forest, enables him to create predictive models that inform origination and portfolio performance strategies. His adeptness with programming languages such as R and Python, along with tools like Shiny and POWER BI, facilitates the development of interactive data visualizations and dashboards that enhance decision-making processes.
In addition to his technical skills, Saman's strong foundation in statistical modeling and operations research allows him to tackle complex risk analytics challenges effectively. He is committed to continuous improvement and innovation in risk management practices, ensuring that Regions Bank remains at the forefront of the industry. Through his leadership, Saman not only drives the success of critical projects but also fosters a culture of data-driven decision-making within the organization, ultimately contributing to the bank's overall risk management framework.
